The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Related Content Understanding Dividends Find out the value working with a mutual company and how you may be entitled to an added benefit of an annual dividend. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. A Primer on Irrevocable Life Insurance Trusts Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.